Note: The job is a remote job and is open to candidates in USA. Porch Group is a leading vertical software and insurance platform aiming to help homebuyers protect their homes. The Insurance Senior Product Consultant will drive profitable growth by implementing new products, pricing, and underwriting strategies, particularly in Texas, while collaborating with various teams to ensure cohesive product initiatives.
Responsibilities
- Customize actions for the Texas markets to ensure the successful implementation of new product, pricing, and underwriting actions for profitable growth
- Identify detailed market dynamics and implement actions with your functional partners to drive profitable growth from those insights
- Go deep to win within their markets to drive detailed outcomes for profitable growth
- Maintain loss ratio discipline and risk tolerance while achieving growth in assigned market
- Ensure forecasts and business objectives account for current and likely market conditions
- Develop Risk Management strategy and actions that can drive growth in this large Independent Agency market
- Ensure effective management of catastrophe risk and concentration risk as we achieve growth objectives and develop pricing component that adjusts as new business changes concentration
- Analyze and understand key competitors and competitor strategies in your markets; share and utilize this information to develop effective initiatives with organization partners
- Build out additional competitive intelligence information and tools as needed
- Regularly report on product performance and make data-driven decisions to optimize results
- Recommend KPIs and metrics to improve product performance tracking
- Ensure all products meet the needs and expectations of customers; incorporate customer feedback into product development and improvement
- Work closely with the underwriting, marketing, sales, IT, and operations teams to ensure cohesive and effective product initiatives
- Develop holistic solutions with senior leadership engagement
- Ensure all products comply with relevant regulatory requirements and standards
- Identify and develop cross-functional processes that improve regional team dynamics while creating both efficiency and effectiveness
Skills
- Bachelor's degree; Business, Marketing, Finance, Actuarial or a related field; MBA or advanced degree preferred
- Minimum of 5+ years of experience in product management, actuarial, finance or related roles within the insurance industry (minimum 2+ in Texas homeowners insurance)
- Experience across multiple customer segments: Preferred, Standard, Non‑standard
- Proven track record of successful product changes and strategic initiatives
- Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and competitive landscape
- Team management experience and the ability to inspire and drive cross‑functional teams toward common goals
- Excellent analytical and problem‑solving abilities with strong data proficiency
- Exceptional verbal and written communication skills; ability to translate complex issues clearly to partners and stakeholders
- Creative thinker with a passion for innovation and continuous improvement
- Financial acumen
- Regulatory knowledge
- Customer focus
Benefits
- Additionally, you will be eligible to receive long‑term incentive awards, subject to program guidelines and approvals.
- Our benefits package will provide you with comprehensive coverage for your health, life, and financial wellbeing.
- Our traditional healthcare benefits include three (3) Medical plan options, two (2) Dental plan options, and a Vision plan from which to choose.
- Critical Illness, Hospital Indemnity and Accident plans are offered on a voluntary basis.
- We offer pre‑tax savings options including a partially employer‑funded Health Savings Account and employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options.
- We provide company‑paid Basic Life and AD&D, Short and Long‑Term Disability benefits. We also offer Voluntary Life and AD&D plans.
- Both traditional and Roth 401(k) plans are available with a discretionary employer match.
- Headspace is part of our employer‑paid wellbeing program and provides employees and their families access to on‑demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation.
- Brio Health is another employer‑paid wellbeing tool that offers quarterly wellness challenges and prizes.
- LifeBalance is a free resource to employees and their families for year‑round discounts on things like gym memberships, travel, appliances, movies, pet insurance and more.
- Our wellness programs include flexible paid vacation, company‑paid holidays of typically nine per year, paid sick time, paid parental leave, identity theft program, travel assistance, and fitness and other discounts programs.
Company Overview