The Opportunity
Build your own business, where your success is driven by the relationships you build, the businesses you support, and the impact you make in your community.
Co-operators is expanding its commercial insurance presence across Canada, and we are looking for driven, relationship-centric professionals who are eager to build an independent business and have meaningful impact. Whether you have years of experience in commercial insurance or you're just getting started, this opportunity offers the autonomy to build and grow your independent business, with the support of a trusted national brand.
As an independent Commercial Insurance Advisor, you'll build strong relationships with local business owners, entrepreneurs, and organizations, helping them protect what matters most. You'll leverage your network, business development mindset, and advisory expertise to deliver tailored commercial insurance and risk management solutions, while establishing yourself as a trusted professional in your community.
This is an independent, business-building opportunity. You will run your own advisory practice as an independent contractor, distributing Co-operators products under the Co-operators brand.
How You Will Create Impact
Become a trusted advisor in your community by partnering with business owners, entrepreneurs, and organizations to understand their risks and provide tailored insurance and risk management solutions
Build and grow a profitable, sustainable commercial insurance portfolio by prospecting, networking, and developing referral relationships in high-opportunity markets
Deliver proactive, advice-based service that strengthens client loyalty, retention, and drives long-term growth
Act as a visible and professional independent representative of Co-operators, strengthening our reputation and presence in the communities we serve
How You Will Succeed
You take full ownership of building a profitable, sustainable commercial insurance portfolio
You earn client trust through consistent, advice-based relationships built for the long term
You grow a book of business through disciplined prospecting, networking, and relationship leverage
You continuously develop your expertise in commercial insurance, business risk, and market trends to remain competitive and credible
You stay focused and resilient in the pursuit of your goals, overcoming barriers while effectively managing your time, priorities, and sales pipeline
You operate independently while upholding Co-operators' values, brand standards, and client-first approach
This Opportunity May Be Right for You If
We're looking for motivated, relationship-driven individuals who are excited to provide financial security for Canadians and our communities.
You may be a strong fit if you:
Hold a valid provincial general insurance license (or are willing to obtain one) and meet ongoing licensing and continuing education requirements
Have experience in commercial or personal lines insurance
Have experience running your own business
Have a background in financial services, banking, B2B sales, account management, or business development
Have worked in client-facing advisory or relationship-management roles where trust and credibility matter
Are a business owner, entrepreneur, or community-based sales professional who thrives on autonomy and long-term growth
What you bring:
A demonstrated ability to build trusted relationships and convert them into sustainable business growth
A strong sales and business-development mindset, with comfort prospecting, networking, and creating opportunity
Clear, confident communication, strong organization, and disciplined follow-through
A client-first, advice-based approach grounded in helping businesses manage risk and succeed
Resilience, accountability, and self-motivation, with the drive to take ownership of your results
What You Need to Know
This is a client-facing, business development-focused, independent advisory opportunity
You will operate your own business as an independent contractor under the Co-operators brand
Success is built over time through consistent relationship building, portfolio development, and ongoing business activity
You will represent Co-operators, by distributing its products as an exclusive independent advisor
You will be required to complete a comprehensive background check
What's In It for You?
The opportunity to build and grow your own commercial client portfolio with ownership over your results
Opportunities to grow your compensation through business development, client retention, and new business success
A flexible, remote-friendly work model with autonomy over your schedule
Comprehensive onboarding, training, mentorship, and ongoing development to support your long-term success
Access to enterprise-level tools, marketing resources, product specialists, and dedicated support teams to help you grow and scale your business
The backing of a trusted Canadian brand with a strong community presence and a values-driven, client-first culture
Apply
As part of the recruitment process, you will need to complete background, credit, and eligibility checks to Co-operators’ satisfaction.
If you are a driven, relationship-focused professional ready to build a meaningful independent commercial insurance business—whether you bring established experience or are ready to grow into the opportunity—we welcome the opportunity to connect.
Bring your ambition, your curiosity, and your commitment to your community, and build your independent commercial insurance business with Co-operators.
Our Commitment to Inclusion
Co-operators is committed to building a diverse, inclusive, and accessible environment. We encourage individuals of all backgrounds and experiences to explore this opportunity. Accommodations are available throughout the recruitment process upon request.
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